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Joint lead arranger9/20/2023 Last December, Societe Generale has decided to take strong new measures in favour of a less carbon-intensive economy, with the objective to contribute to raising €100 billion in financing for the energy transition by 2020. With a global presence and acknowledged energy sector expertise, Societe Generale is also fast becoming a leader in renewable energy. Successfully breaking new ground by implementing a refinancing during construction of an offshore wind project is a first and something of which we can all be proud.”įlorence Schwob - +33 (0)1 42 13 23 49 - to editors : After having acted as MLA and documentation bank in 2016 for the project’s initial financing, we are very glad to have been chosen to advise Merkur. Yann Le Bot, Director, Energy Finance, SG CIB, commented : “We are delighted to have further accompanied Merkur and its shareholders on their exciting journey. The team of SG CIB, however outperformed all our expectations and definitely had an enormous part in successfully delivering this complex transaction against the given very tight deadline.” Sven Schulemann, Managing Director of Merkur, explained : “Due to its leading position in the offshore wind industry and its accurate view of the market SG CIB is certainly always the right choice when it comes to financing in offshore wind. Once completed, the offshore windfarm and its 66 GE Haliade 6MW turbines generate enough green energy to supply approximately 500,000 households per year. The project is located about 45 km north of the island of Borkum in the German North Sea. Merkur is a joint venture owned by funds managed and/or advised by Partners Group (50%), Infrared (25%), DEME (12.5%), and Coriolis (12.5%), which is a joint venture of GE and L’Agence de l’Environnement et de la Maîtrise de l’Energie (“ADEME”) acting in the name and on behalf of the French State. In parallel with the amended financing, Merkur has switched from the “compressed tariff” to the “base tariff” under the German Renewable Energy Act (“EEG”), therefore enabling the project to benefit from a longer period of guaranteed and stable income stream. The existing facilities have been amended to enable a syndicate of 13 international lenders to participate. The financing enables Merkur to benefit from the current competitive debt market environment and to optimize debt pricing, leverage and tenor in the future post construction of the project.
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Lumo scooter9/20/2023 It has 10-inch pneumatic tubeless car-grade tires, front dual suspension and rear air-shock suspension, all of which makes for a smooth ride. The adult electric scooter takes about 8 to 12 hours to fully charge. It can support riders up to 352 pounds, hits a top speed of 25 mph and can travel approximately 60 miles on a full charge. The Emove Cruiser has a wide deck, making it easy to stand in a staggered stance or side by side. That alone was more than enough for this scooter to make the list, but that's not all. That means the less you charge your device, the longer the e scooter battery will perform at its peak. Keep in mind that these batteries can only be charged so many times before they no longer perform at an optimal level. That's not the case with the Emove electric scooter - it just keeps going even with heavy rider weight. I'm a heavy guy and I'm also heavy on the throttle, but I've learned to ease off of it if I want to make it home. One of my first times riding this e-scooter I kept looking at the battery indicator expecting it to move it didn't move an inch for miles. The Emove Cruiser makes this abundantly clear. Helm mit dem gleichen Fehler.Not all scooters are created equal. Weil wir den Helm ansich sehr gut finden probieren wir es ein 3.mal. Update : Auch der 2.Helm macht dieselben Probleme. Kundenservice geht anders siehe Amazon! Der Helm selber ist gut verarbeitet, sieht robust aus Funktionen auch sehr gut, Helligkeit sehr gut, jetzt muss die Firma nur ihren Kundenservice verbessern. Zusätzlich solle ich doch ein Video drehen und ihnen zukommen lassen. Diese Punkte hatte ich aber schon erledigt und in meiner ersten Mail angegeben. Jetzt nach 2 Wochen bekomme ich eine Mail das Herstellers, ich sollte mehrere Punkte ersteinmal ausprobieren. Es kam eine Standardmail das sich jemand innerhalb 4-5 Werktage meldet dieses passierte nicht. ADJUSTABLE FOR YOUR COMFORT: Turn the dial of our adjustable retention system for a secure and comfortable fit at one size.Įrstmal Danke an Amazon die den Helm Problemlos ausgetauscht haben.Įin Defekt kann immer mal auftreten, dann ist es aber am Kundendienst des Herstellers schnell zu reagieren.BE SMART ABOUT PROTECTION: Connect it to our app to customize and integrate your headset.Tail lights will flash automatically when braking. CONTACT YOUR INTENTIONS: Use the remote control or hand gestures (with Apple Watch) to activate the front and rear turn signals.BE VERY VISIBLE: 22 white LED front lights, 42 red LED taillights, 6 customizable flashing modes with a rechargeable battery life of up to 10 hours.Ideal for men and women who are skateboarding and scooters, as well as for pendulum mobility, city, hybrid, recreational bikes, and fitness bikes. Street is designed for electric bikes, electric skateboards and electric scooters. Street is a smart headset from our Urban collection. We have sold and shipped over 100,000 helmets to cyclists around the world. Lumos' mission is to provide a safer driving experience with efficient smart helmets that protect and help prevent accidents. To learn more about how and for what purposes Amazon uses personal information (such as Amazon Store order history), please visit our Privacy Notice. You can change your choices at any time by visiting Cookie Preferences, as described in the Cookie Notice. Click ‘Customise Cookies’ to decline these cookies, make more detailed choices, or learn more. Third parties use cookies for their purposes of displaying and measuring personalised ads, generating audience insights, and developing and improving products. This includes using first- and third-party cookies, which store or access standard device information such as a unique identifier. If you agree, we’ll also use cookies to complement your shopping experience across the Amazon stores as described in our Cookie Notice. We also use these cookies to understand how customers use our services (for example, by measuring site visits) so we can make improvements. We use cookies and similar tools that are necessary to enable you to make purchases, to enhance your shopping experiences and to provide our services, as detailed in our Cookie Notice.
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Librarian pro 29/20/2023 Mike Flores - Why Dave Price Goes Second - Star City Games - 14-05-2014 Mike Flores – Necropotence – WOTC website – 12-05-2014 Mike Flores - Good Artists Copy Great Artists Steal - Starcity Games. Mike Flores - Flores Friday – Nine Decks You May Have Never Heard Of… - Star City Games - 02-12-2011 Mike Flores - I Never Metagame I didn't Like: The History of the Magic Metagame - WOTC Website - 2009 Mike Flores - Deckade: 10 Years of Decks, Thoughts, and Theory! - Google Read - 2006 Naming the Red metagame -WOTC Website - 28-04-2005ĭavid Price - Forgotten Lore: The Art of Beatdown - WOTC Website - 12-12-2005 Mike Flores - Throwing It Back Red Style - WOTC Website - 01-12-2004 Mike Flores - The Philosophy of Fire - StarCity Games - 23-04-2004Īlex Shvartsman - Famous Red Decks in Magic History - WOTC Website - 22-07-2004 Mike Flores - Who's the Beatdown? - StarCity Games - 01-01-1999 Mike Flores - The Paris Metagame: A Newbie's Guide - .strategy - 26-02-1997īeth Moursun - Sligh/Geeba - Duelist #17 - June 1997ĭavid Price - The Art of Beatdown - The Duelist Magazine #29 - September 1998 Jesse Chounard - Some Type II strategy - .strategy - 14-04-1996Ībout type II meta Prison vs Necro vs Erhnamgeddonĭavid Doust - Atlanta Pro-tour qualifier tournament report - .strategy - 24-04-1996įrank Kusumoto - School of Sligh-Kimes – .strategy – 08-11-1996īeth Moursund - Deck Deconstruction: Burn, Baby, Burn - The Duelist Magazine #15 - December 1996 Chris Page - Mishra's Factory - The Duelist Magazine #5 - Summer 1995
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Decode synonym9/20/2023 If you wish to borrow money against your rental revenues, this financial option enables you to do so. The rental receipt is escrowed for making the repayment of the loan. Lease Rentals Discounting: Lease rental discounting is financing available to property owner against leased contracts. Loan against Property is an alternative if you require significant money rapidly, such as to grow your business or buy expensive equipment. The property could be used for your company's operations or any other profit-generating endeavor. Loan against Residential/ Commercial Property: A Loan against Property allows you to borrow money by mortgaging your own residential/ commercial real estate. Furthermore, consumers can effortlessly match their needs with available funds and select an acceptable approach with the help of the financial institute’s personalized service. By choosing a loan from a housing financing company, you may enjoy personalized and hassle-free customer care, simple documentation, transparent processes, attractive interest rates, and quick and efficient loan processing. A maximum time of 3 years is granted to complete the house to qualify this as housing loan otherwise the Banks/HFCs can reclassify this as non-housing loan. Under this scheme you get loan for buying residential plot and also for construction of house over it. Plot Purchase/Cum Construction Loan: This segment is ideal for you if you want to purchase a piece of land to build a home now or in the future. Typically, the loan amount is determined by the cost of the renovation or repairs. Home improvement loans are intended to assist individuals in renovating or repairing their homes. With home remodeling or improvement loans, you can add a level to your home or a new room to your existing residential unit to make your living more pleasant and serene. Home Improvement/Extension Loans: Looking to add a floor to your existing property or equip your old home? With home improvement loans, you can quickly repair and maintain your home to improve your quality of life. Home loans are traditionally provided both by banks and Housing Finance Companies (HFCs) in India but the later have sprung into the spotlight, intending to offer a hassle-free experience in realizing your ambition of purchasing or self-constructing a home. This section is intended to assist you in purchasing a home that you can call your own. In this context, the most prevalent home finance offering developed is purchasing a constructed or under-construction property. Loans for Purchase of Constructed/Under-Construction Property: Owning a home is notably the most prized ambition for most people. So let's delve into some of the most common segments of housing finance offerings. These offerings have been designed to address the financial demands of various population groups. Furthermore, to qualify for a home loan, you must meet specific criteria such as age, employment, credit score, income, and residency.Īs a result, if you intend to invest in property, it is critical that you understand the various types of housing finance options available to you. The buyer can get 75% to 90% of the home price as Home loan, subject to quantum of loan and other internal parameters of the Banks/HFCs. Given that, spending all of your money on the house or property may not necessarily be a wise choice the purchase necessitates precise planning and this is where the need for home loan has risen as an easy way to finance your purchase.Įven though banks have traditionally been the most significant players in the housing finance business, holding the majority of India's overall house loan portfolio things have however transformed now, and several housing finance organizations have become prominent while focusing on lending to rural unbanked individuals, or middle-income groups, and those with an inadequate income documentation as opposed to the traditional banks’ needs for advancing a housing loan. In this fast-paced world, everyone wishes to possess a home where they can find solace and tranquility at the end of the day. In India, settling down has become a synonym to buying a home or property.
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Microsoft excel for mac preview9/20/2023 New features in Outlook include Online Archive support, category list sync, weather in calendar, apps for Office, and side-by-side calendar. Enjoy an Outlook mail experience that's fast and looks great. Whether you are at home, on the go, or in the office, OneNote allows you to take your notes wherever you go while sharing and collaborating with others. Harness your thoughts in your very own digital notebook. The new PowerPoint for Mac brings new slide transitions, an improved Animations task pane, and an improved coauthoring experience, including threaded comments alongside your slides and the ability to visually compare version conflicts and confidently choose the right one to keep. Create, collaborate, and effectively present your ideas. You'll even be able to use your favorite keyboard shortcuts, giving you a more consistent cross-platform experience. The new Excel for Mac brings you a fresh user interface as well as many functions from Excel 2013 for Windows. Analyze and visualize your data in new and intuitive ways. The new Design tab provides quick access to features and the new Format Object task pane gives you complete control over pictures, shapes, and effects.Įxcel. The new Word for Mac has state of the art editing, reviewing, and sharing tools. Create, polish, and share beautiful and professional documents. Sign into the new Office for Mac and easily access your recently used documents on any device with seamless integration with OneDrive, OneDrive for Business, and SharePoint. Your documents, anytime, anywhere, on any device. The new Office for Mac user interface is designed from the ground up to take advantage of the latest Mac features, including retina display and full-screen view support. Thoughtfully optimized for your preferred device. Microsoft Excel 4+ Spreadsheets and Data Analysis Microsoft Corporation 4.6 57.6K Ratings Free Offers In-App Purchases Screenshots This application requires a qualifying Microsoft 365 subscription. We create short videos, and clear examples of formulas, functions, pivot tables, conditional formatting, and charts. With the redesigned Ribbon and your favorite cross-platform features and keyboard shortcuts, you'll be up and running with the new Office for Mac in no time! Microsoft Excel on the Mac App Store Open the Mac App Store to buy and download apps.
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Actual cash value9/19/2023 It’s important to remember that the replacement cash value applies to the value of your home or personal items, not to the land your home is on. When you go to purchase home insurance, replacement cost coverage is usually the default. It also pays for new items if your belongings are damaged or stolen. Unlike actual cash value, replacement cost covers the price to rebuild your home when it was new. Replacement cost coverage covers the total replacement cost of your home and belongings in the event of damage or destruction. You can determine which type of policy is best for you. Let’s go over some examples in which you would need to use actual cash value and the differences between actual cash value and replacement cost coverage. It’s important to note that if you choose actual cash value to replace items in your policy, you will only get the amount of money that your belongings are currently worth (i.e., after depreciation). To find out how much it depreciates per year, and then again by 12 to find out monthly Original cost – salvage value = total depreciationĭivide depreciation amount from the number of years in the total “ useful life” of the item Depreciation is defined by the decreased value of an asset over time, due to everyday wear and tear. Actual cash value is based specifically on an item’s depreciated value. If you have any questions about the difference between Replacement Cost or Actual Cash Value, or any other insurance question, fill out the contact form below and we’ll get right back to you.What Is Actual Cash Value for Home Insurance?Īctual cash value ( ACV ) helps with the costs when your home needs to be rebuilt or damaged items need replacing after a covered loss. Remember, VALUATION DIRECTLY AFFECTS REIMBURSEMENT. A roof, for example, has a certain lifespan and if 50% of your 10 year old roof is damaged, the payout from the insurance carrier will be rather minimal compared to the actual cost the replace the roof. However, if the loss is not a total loss, meaning the whole structure is not destroyed, specific depreciation tables & rates apply. For property such as office buildings or homes, your property tax bill will provide some indication of the ACV under the “Improvements” section of the bill. For pieces of property such as contractor’s equipment, a good indicator of the actual cash value would be the current resale price of the same piece of equipment on the market. The way the insurance carriers calculate depreciation is complicated. With larger property losses like that of a home or office, the insurance carrier will generally provide multiple payments throughout the reconstruction process.Īctual Cash Value (ACV) is the cost to replace the property minus depreciation. Once you have purchased the new piece of property, the carrier will require a copy of the receipt and then they will send the difference. Typically the way the insurance carrier handles claim payments with a Replacement Cost valuation is once the loss is reported, they will send a check for the actual cash value of the insured property. But if the developer were to purchase a Builder’s Risk insurance policy using market value, he or she would be drastically overpaying for insurance and would receive no extra compensation or coverage in the event of a loss. In the case of new residential construction, the hard costs of constructing a 5-home subdivision are significantly lower than the market value of the completed homes (hopefully). It is important to note that replacement cost is much different than the market value of a piece of property. Replacement Cost does not factor in the depreciation of your covered property into the reimbursement payment. If your shop gets levelled during a windstorm, the insurance carrier will cover the cost to replace the building with materials of the same or comparable quality. If your 5 year old mini excavator is destroyed by fire, the insurance carrier will cut you a check for the full price of the purchased replacement. As the name suggests, a “replacement cost” valuation will provide you with the necessary reimbursement payment to replace your property.
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Trezor suite for mac9/19/2023 How can they find out where you live? They may call your ISP to ask for maintenance services at your house. And if a hacker finds your internet provider, then be wary of social engineering attacks. Unless you use VPN and/or Tor, you expose your IP address and location to every website you visit. Hide Your IP Address and Store the Public Key on Your Computer Bad actors who steal the information will definitely try to link IP addresses to funds. But if you connect to the Trezor wallet, you use their nodes.Īnd while this data may be worthless for Trezor, hackers will find a lot of value in it. If you run and use your own full validating node, you store the xpub on your own device. It’s an extended public key which gives full nodes access to data on how many coins you store in the wallet. On the other hand, the xpub stores all the Bitcoin addresses you generate. The IP address reveals your location (country and ISP). In the case of Trezor, using the hardware wallet via sends some data to the manufacturer. And most of the times user friendliness comes with tradeoffs. Trezor.io's - Homepageīut when you’re a more advanced user, you should also consider privacy as a criterion for security. If you’re a newbie, then it’s a great option to start your journey of Bitcoin financial sovereignty. It’s a straight-forward point and click experience which easily gets the job done. Trezor’s web wallet provides one of the simplest ways to manage your bitcoins. Improving Trezor Privacy with Tor, VPNs, Wasabi, Electrum and Full Nodes Read on to learn everything you need to know about how to improve Trezor privacy.
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Oma program diagram9/19/2023 The advent of laser scanning technology improved the precision during the acquisition of dimensional data, reducing costs and time of taking. This paper contributes to a growing body of recent scholarship regarding the architectural drawing as mental space.Īrchitectural survey and representation have changed remarkably in recent years, and this is particularly evident in the field of rock-cut architecture. Architectural and urban positions emerge from the hierarchical relationships exposed in the trimetric and elevation-oblique techniques themselves, such as the privileging of surface over tectonics the rejection of abstraction analogies of post- mortem and anthropomorphism the cropping of the frame and the role of cuteness. Koolhaas’ Delirious New York, and the lesser-known writings of Elia Zenghelis, will be used as lenses in our reading of OMA drawings. If the plan-oblique can be understood as an elementary form of paraline drawing, then the laborious reconstruction of the plan in trimetry and obliques, introduce both a conventional and conceptual complexity. While many authors have noted Leonidov’s formal and theoretical influence on Koolhaas and OMA - including Robert Maxwell (1981) Robert Gargiani (2006) Francesco Marullo (2013) and Pier Vittorio Aureli (2015) - there is a paucity of critique regarding both Leonidov’s and OMA’s unique archaic and modern methods. The “Welfare Palace Hotel” (1976-77) combines techniques resonant with Leonidov, but utterly distinct, and becomes irreverent and celebratory in a way that serves as joyful complement to the text of Delirious New York itself. From “The City of the Captive Globe” (1972) – an Ungers-homage in plan-oblique – to “New Welfare Island” (1975-76), a trimetric which employs Leonidovian destabilisation, the practice make forays into novel drawing construction. To examine the Manhattan drawings is to walk through a set of drawing techniques that become increasingly estranged from these forefathers. While the theoretical inheritances from both of these figures to OMA are well-documented, we are interested in examining the drawn lineage. We situate their work in relation to that of two key proponents of the paraline medium: Ivan Leonidov and Oswald M. The masterplan development in the Hessa Al Mubarak District is part of an ongoing construction boom in Kuwait, where active projects are worth over $460 billion, according to OMA.įind more project drawings and model photos in the gallery below.Building on a theoretical framework established previously, this paper examines key drawings and projects from the infamous Manhattan series, produced by the Office of Metropolitan Architecture (OMA), which went on to form the Appendix of Rem Koolhaas’ Delirious New York (1978). On street level, the plinth accommodates a raised lobby with lounge areas and co-working spaces with seaside views,” the firm describes. “The façade is marked by a rational, rectangular grid that enhances the visual effect of the skewed volumes of the tower blocks. The stepped-block design forms lush terraces that provide room for athletic activities, a swimming pool, and diwaniyas (a traditional Kuwaiti reception hall). Due to the way the residential blocks are stacked, all apartments offer views across the gulf, while corner apartments have multiple orientations. The tower consists of 1-, 2-, and 3-bedroom apartments and large penthouses. The apartment blocks offer views on both the seafront and the city and are connected by an exposed, monolithic core.” Image courtesy of OMA. “This structure maximizes occupancy on the lower floors and optimizes views along the vertical axis of the building. The design features five residential blocks that form a stepped sequence, which modulates from an L-shaped volume to slab, OMA says. The firm shared more details about their winning proposal below. And if all goes smoothly, the tower will be OMA's first built project in Kuwait. OMA's design was selected out of three competitors.Ĭonstruction is currently scheduled for the end of 2020. A team comprising of OMA's Iyad Alsaka and Reinier de Graaf, in collaboration with Kuwait-based consultant Pace, recently revealed their winning proposal for the Wafra residential tower in Kuwait's Hessa Al Mubarak District.
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Istudiez pro multiple desktops9/19/2023 Meal planning, grocery shopping and cooking can take up a lot of time. whether it’s grocery shopping, an assignment or exam preparation, Wunderlist allows you to keep all your to-dos in one place, as well as set reminders and collaborate with other people – particularly handy for group assignments! Paprika If you’re a fan of making lists, this is the app for you. WunderlistĪvailable on iOS, Android, Kindle and desktop The overall aim is to keep you on top of exam dates and motivate you to study – while a simple concept, it’s very effective. The idea behind this app is all in the name: Exam Countdown counts down the days and minutes until your next exam, allowing you to prepare well in advance. One of the best parts of the app is its interface, which allows you to move between to-do list and calendar modes so you can easily work out when everything is due. iStudiez Pro works across different devices so you can use it on the go or at home. This comprehensive app is great for mapping out your studies, as you can track all kinds of things, including classes, assignments and your grades. As soon as you leave the app to open another one, it will stop growing and start to wilt – so make sure you stay focused! iStudiez Pro The way it works is that you plant a seed in the app, which will then eventually grow into a tree the longer you use the app. When trying to study, do you get distracted by your Facebook and Instagram feeds? Forest is intended to help you beat your phone addiction by offering incentives to stay focused. ForestĪvailable on iOS, Android and Google Chrome The simple interface even allows you to customise your timer if you’d prefer longer or shorter study blocks. The app will help you stay disciplined by allowing you to set goals, time your study and track your progress. The idea is that it makes long study sessions more achievable, as smaller chunks of focus time are less intimidating. The Focus Keeper app uses the Pomodoro Technique, which divides your study into 25-minute parts that are broken up by short breaks.
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Nice shot shotshells9/19/2023 Like any premium ammo, expect a premium price, however!įor high-volume shooting like dove-hunting, you might consider buying the cheap steel loads, rather than the expensive steel or other non-tox loads. Do not let this scare you from using steel, however! With technological advances with cupped wads and other ammo components, there are plenty of premium steel loads out there that are very capable of clean kills and provide adequate takedown power. You may be able to compensate, however, by going up one or two-shot sizes and upping your FPS. I have personally experienced this a few times and it was enough for me to swear off steel for awhile. This can mean shortened effective ranges and velocity, causing missed birds or worse, crippled birds. Some people will tell you it’s okay to shoot through vintage barrels as long as they are not FULL choked, but I rather err on the side of caution when it comes to barrels that were not made with steel shot in mind.įurthermore, steel shot is less dense than lead, which means it loses it’s energy much more quickly than lead shot at the same ranges. I recommend steel shot for modern guns and chokes that are specifically designed to use steel shot. This relegates your old grand-pappy’s hand-me-down Browning A5 or that vintage Parker double you spent your 401K on to a closet queen. Using steel shot is simply not an option for people who want to use their old-vintage guns, as the steel shot’s hardness will eventually ruin the barrels, especially those with fixed FULL chokes. If you live in California or hunt in a non-tox restrictive area, you have some choices to make! Steel is the most readily available form of non-toxic ammo for shotguns, but there are a few drawbacks. Federal law has required the usage of non-toxic shot for harvesting waterfowl for years already. States like Arizona have been encouraging hunters to make the shift, especially in areas where condors exist. Believe it or not, MANY states already have some form of restriction on lead shot for pursuing many types of upland game species or when hunting on certain wildlife refuges or state ran lands. For instance, California has completely banned lead ammo, including shot for upland game. Whether you agree with it or not, Non-Toxic ammo restrictions are becoming a reality and are picking up steam. |